Hi Meme, 
The best thing you can do for yourself in this sitatuation is the shift your focus to a more empowering goal. The more you focus on your debt, the more enery you are putting into it. Get on an automated debt program to pay it off every month with out thinking about it! Focus on an empowering goal such as creating X amount of money a year, starting a new business, or attracting a new career! Focus on financial goals that excite you, inspire you, and make you feel alive. You are more likely to succeed when you are aligned with your passion!  The LOA is always working for you, so keep visualizing what is feels like to have no financial worries. Free yourself right now from the debt and align your actions with that feeling! You can do this
 

Try to start honestly feeling goooooooooood about money.  Let it make you happy.  See yourself as a "money magnet".

Give a lot of thanks for the money you DO have.  This helps create the way for more.

Don't look at $7,000 as something big.  After all, to someone else it could be chump change! So, start thinking like that kind of person!

Money is just an "idea".  It isn't even real.  It's something that affords us to live and have experiences.  You deserve to have an abundant life.  Thus, you deserve to have all the money you need and want.

There is more than enough money to go around for everyone.  So, start getting excited and happy about it.  See your bills as PAID.  See yourself as getting money from all sorts of sources.

You can do it!

Meme wrote:

I have a little debt on a few of my credit cards probably a total of about $7000 USD. I want to attract a debt free life! I am trying to pay off my debt, but it seems to be taking a lot longer than I'd like. I want to be debt free so I can qualify for a car loan and home loan. How can I use the LOA to help me be more debt free?

Then do consider risk profiling and Cost Inflation Index. It is important to have information about these too. I am planning to opt for a good insurance plan and making some investments in property. Have found gold and land investment very good till now.