Yea so today not too great. I have been trying and then today it's like I can't make the payment meaning I default and it ruined my credit..I'm really upset because I have been trying to figure this out . I really can't seem to get myself thinking positive about money today at all....because of this ..today also hasn't been that great and all I want to do is cry...this hasn't been there in a while .Like I really need to pay that off I wanted to or pay it on time . But like I can't with out screwing myself . I really could use a money miracle